Why PALIC?

American Ally partners with Philadelphia Insurance (Philadelphia American) because it stands out in the private market for:

Extensive Networks: Offers access to a wide range of providers, unlike ACA plans where 53% had narrow networks in 2017 (McKinsey), ensuring clients see their preferred doctors.
Customizable Plans: Tailored options for healthy individuals or those needing specific coverage, balancing cost and benefits.
Affordable Premiums: Competitive pricing for clients ineligible for ACA subsidies or seeking alternatives to Marketplace plans.
Simplified Enrollment: Streamlined processes supported by American Ally’s expertise, reducing client friction.
Reliability: A stable insurer avoiding the volatility of ACA Marketplaces, where insurer participation dropped to 3.5 per state in 2018.

History of Philadelphia American Life Insurance and New Era

Philadelphia American Life Insurance Company is part of the New Era Group. Understanding the history of these entities provides insight into their stability and commitment to the insurance market.

New Era Life Insurance Company: Established in 1924, New Era Life Insurance Company has a long-standing history in providing insurance products. This longevity demonstrates a strong foundation and resilience within the insurance industry.
Philadelphia American Life Insurance Company: As part of the New Era Group, Philadelphia American Life Insurance Company benefits from the parent company's extensive experience and stability. This relationship ensures that Philadelphia American operates with a solid financial backing and a commitment to policyholders.

This historical context reinforces the reliability and trustworthiness of Philadelphia American as a partner for American Ally.

What We Offer with Philadelphia Insurance:

Tailored Coverage: Plans covering hospitalization, outpatient care, and preventive services, customized to client needs.
Client Support: Responsive service throughout the policy lifecycle, from enrollment to claims.