2. Our Primary Product: Optimum Health Saver
The Optimum Health Saver is our main product. It is the plan you will quote in the vast majority of cases. Always lead with this plan.
Default Quote: 2 Unit (Gold Plus) — $500,000 CY Maximum
When you run a quote, always start at 2 Unit Gold Plus with a $500,000 Calendar Year Maximum. This is the sweet spot — strong benefits, competitive premium, best protection for most clients.
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Key Rule Always default to 2 Unit (Gold Plus) / $500K CY Max on your first quote. Do not start low and work up — start with the best value and adjust down only if budget is the issue. |